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Thursday, October 11, 2007

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The Importance of Acquiring a Financial Planning Certificate


Having a financial planning certificate is very essential especially if you intend to pursue a career in financial planning management or business. This certificate has become an industry standard that will revitalize your career when you apply for any financial planning job.

For most top companies in the world, a financial planning certificate serves as your key qualification. By acquiring this type of certificate during the course of your studies will definitely give a good impression to the company you want to work in. Most companies believe that if you acquire a certification in financial planning, it means that you have the necessary knowledge and skills to help them serve their clients better and handle their financial matters.

Here are some helpful tips on how you can make the most of your financial planning certificate.

Getting the certificate
Getting a financial planning certificate is very important, especially if your focus of career direction is highly competitive. It doesn’t matter if you want to become a solo entity or join a team, acquiring a financial planning certificate is now a standard requirement for most business industries.

Increase your knowledge on financial planning
Once you have acquired financial planning certificate, you should be very knowledgeable and skilled in financial planning. With this, you can apply to top companies for financial planning positions. However, you have to constantly improve your knowledge of financial planning to complement the requirements of your occupational advancement.

Improve your experience in financial planning
With the extensive professional experience you have, top companies will recognize your expertise, and you can work for them to gain wider experience. However, before you can have that extensive professional experience, you have to prove yourself that you are well capable of handling the more complicated demands of the profession.

Aside from the steps enumerated above, there are some educational requirements you need to complete before passing the financial planning certificate program. These requirements are set by the CFB Board. There are various academic programs at universities and colleges that offer financial planning certificate programs. These programs usually include credit and non-credit certificate programs as well as graduate and undergraduate programs on financial planning. However, there are certain programs, academic degrees and professional credentials required to fulfill the educational requirements needed to acquire a financial planning certificate.

Acquiring a financial planning certificate tests your ability in applying your financial planning knowledge in a real client situation. The program may cover all topic areas related to financial planning. Before taking your examinations with the CFP Board, you may take some review courses that are designed to assist the students in preparation for the financial planning certificate.

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What is the Financial Planning Association?


The FPA or the Financial Planning Association is an organization that supports the ever growing need for the security of financial planning and the people who need it and facilitate it. This organization helps those in this profession as well as those who need people in this profession. The main objective of the Financial Planning Association is to create awareness for the need of financial planning and to connect consumers with the services of competent financial planners. This organization also aims to educate people to the possibilities of having a career in financial planning and what a person needs to do to be successful in this field.

The FPA Website
The FPA or the Financial Planning Association has a website that caters to the many needs of consumers and financial planners alike. These needs are often met with the pairing of a planner with a consumer or the answering of some FAQs that people are often boggled by. The website of the Financial Planning Association is created not only for the use of those in this profession but for those who need advice on certain financial planning issues as well as those who are contemplating a career in financial planning. There is a lot of information that can be garnered from the website. Those who wish to try for this kind of a job can find resources and advice for them to follow. They can read up on some of the news and information about the industry from the site and learn a few tricks of the trade with a few well placed questions for the veteran members of the organization. Financial planners who are not yet members of the association can also sign up on the website to become part of the Financial Planning Association's list of members.

Member Benefits
The Financial Planning Association encourages financial planners to sign up and become members of the site. With the help of the benefits that members of the association can get, financial planners are further tempted to become part of this group. These perks are outlined on the association's website along with the other information about the association. The Financial Planning Association offers members career development and continuing education benefits as well as links to possible clients. They are also opportunities for advancement and training for those who show a lot of potential in the industry.

All in all, the Financial Planning Association aims to create a better working environment for the people who are associated with them and helps their members achieve their individual goals in conjunction with the goals of the organization.
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What to Know About Your Federal Income Taxes


For many people, when it is time for them to file their federal income taxes they get very stressed out. In fact, many people are even scared to file their taxes!

When it comes time to file the federal income taxes, one of the most important things that a person should think about, is how they want their taxes to be done. In fact, there are a couple different ways to choose from! However, you must first decide if you want to do them yourself, or have a professional do them. If you do them, you must make sure that everything is done correctly and if everything is filled in. However, there are many great computer programs that people can buy to do the federal income taxes. Otherwise, there are many great programs that people can download off the internet; including those straight from the government. If you choose to have a professional file your federal income taxes for you, then all you need to do is have all the paperwork present, with some order to them! However, when having professional do your taxes, you may end up paying a lot of money for the job. In fact, most professional tax companies charge a base rate, and then charge per every form they fill out. However, a bonus that comes with the job is if you ever get audited, they will be there with you while you are getting audited; as a way of standing behind their work!!

Another thing you must know about filing your federal income taxes is the due date. The due date is the most important date the most people either know or will know. The due date for federal income taxes is April 15th; however, it that date is on the weekend they will not have to be in until the next business day. However, in some occasions you may get an extension of the due date; which will then be October 15.

Many times when people file their federal income taxes, they will not get a refund back. However, in some cases they will end up having to pay back into the government. When that happens, that means that they did not pay enough taxes into the government through the year. Most often if a person is self-employed and does not pay taxes through the year, he/she will end up paying into the government. Depending on what has to be paid in taxes, is by what was made through the year. One positive thing about the IRS is if you owe the government a lot of money, they will offer payment plans. In most cases you can pay either weekly, bi-weekly, or monthly; pretty much what you can afford. However, if you do not pay the taxes back in a certain time frame; the government with levy your wages!

When you having your federal income taxes filed, the only thing that you can do is pray, so that you don't have to pay back into the government! However, if you have to appropriate taxes taken out during the year, then you should have no problems come tax season!!
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NW Indiana real estate agents commit against racism (The Times of Northwest Indiana)

Thu, 11 Oct 2007 23:12:39 GMT
GARY, Ind. - A group of real estate agents is taking a stand against racism in housing in northwestern Indiana at a time when discrimination complaints nationally are rising.

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Once they do, you will know what payroll taxes can the employer deduct. This is because there are certain things that are answered in this form that affect how much you can take out of their paycheck in order to pay the government those taxes.

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65%, would be withheld from your employee’s paycheck. Then you save up this money in a fund and pay it to the government at the end of the year.



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WA Real estate taxes ebb

Thu, 11 Oct 2007 19:43:00 GMT
Seattle Post Intelligencer - OLYMPIA, Wash. -- Washington's construction industry continues to expand, but real estate tax collections are $18 million below expected levels. The state Revenue Forecast Council says taxable real estate activity in the past month was nearly 26 ...